Even though the 2015 hurricane season is predicted to be an exceptionally mild one, all it takes is one bad storm to do permanent damage to your home. It is important to take the time to prepare your home in advance so that your family can feel secure this season, and in years to come.

 

hurricane01Storm-Guard Measures

The nasty winds that hurricanes typically generate can do severe damage to your home. There are some steps that you can take to fortify your home against these winds, and some of these moves are relatively easy to complete.

 

 

 

  • Clean out your gutters and make any needed repairs
  • Create a plan for moving any outdoor furniture indoors
  • Have a generator on hand in the event that you may lose power

Other preparations that require more time and effort include –

  • Use hurricane straps to secure the roof, reducing risk of roof damage
  • Protect your doors against the wind with head and foot bolts
  • Purchase storm shutters or make window covers
  • Prevent moisture damage by caulking around doors and windows

 

Have Youhurricane03r Home Inspected

Once you have gone through the necessary steps for preparing your home, have your work inspected to ensure that you haven’t missed any steps and your home is properly prepared in the event of a storm. Be sure to have your roof carefully inspected as roof cover damage is the biggest reason for hurricane insurance claims. Once your home is inspected and cleared, you can rest easy knowing that you have taken the appropriate measures and your home is fully prepared for any storm.

hurricane04Watch for Trees

Sure, they are beautiful and give us oxygen, but when it comes to bad storms some trees can be your worst enemy. All it takes is strong wind surges or a sudden lightning strike to cause them to come crashing through the living room window. Pay careful attention to the placement of trees surrounding your house.

 

  • Look for bare branches at the top of the tree, which might be a sign your tree is in poor shape.
  • If the roots are sprawled out on only one side of the base of the tree that could mean that your tree will eventually fall over.
  • If there are any trees that are touching your roof, trim them back to avoid the branches scraping your roof during strong winds.

 

Decidhurricane09e if You Need Flood Insurance

Homeowners insurance does not cover flooding – unfortunately, a lot of people find this out the hard way. You must buy your flood insurance separate. Is your home in a flood zone? If you aren’t

sure then you better find out, because any home located within a flood zone is required to have flood insurance. Note: This doesn’t mean that if your home is not located in a flood zone that you do not need flood insurance.

hurricane07Get Advice from an Insurance Agent or Broker

These insurance issues can be tricky and you need to obtain advice from a knowledgeable and trustworthy source to be sure that you have covered all of the appropriate bases. The damage to your home from a hurricane can be devastating and the proper insurance coverage will prove to be your saving grace, so it’s important to dedicate the time and effort into making sure that the proper insurance affairs are in order.

 

A lot of newer homes in our area were built to specify the needs of protection from hurricane season, which could make life a lot easier. Melissa Clements can help you find a home that meets your specifications (and the specifications of hurricane preparedness). Contact her today for all of your real estate needs!