Is buying a home on your list of things to do in the near future? You may be ready to make the commitment, but feel that you aren’t quite ready financially. Well, we’re here to tell you that there are plenty of ways that you can cut back on your spending in 2016, so that you can finally make that down payment on your ideal home in 2017. Here are some of our suggestions.

  1. Cut out the cabletv-627876_1280

Let’s be honest – how beneficial is the time that you spend in front of the television? These days you don’t need cable in order to keep up with daily news or weather and there are even other ways for you to keep up with your favorite shows, so why not cut the cord on your cable bill?


2.    Limit yourself to one streaming service

Speaking of other ways to keep up with your favorite shows, do you really need memberships to Netflix, Hulu and Amazon Prime? The monthly fees for these services really add up over time, so we suggest dropping all but your favorite one (if you insist on keeping one).

yoga-1040844_19203.    Rethink the gym membership

Ok, so we realize that it’s only February and you probably just signed on with your local gym as part of your New Year’s resolution, but you know what? You don’t need a gym to get in shape and live a healthier lifestyle, and there are so many other FREE resources available to help you reach your goal.

4.    Lose the shopping cart

I think that we can all agree that, more times than not, when we go into the grocery store (or even clothing store) we often come out with much more than we actually need. Well, we have a solution that will save you some money. Rather than using a shopping cart at the grocery store, bring along one or two recyclable bags – once they are filled up, it’s time to check out.

5.    Skip the latte

How bad do you really need that $4 latte at the trendy coffee shop? Once you start drinking these, they can quickly become a part of your daily routine, which really adds up over the course of a year. You would likely be better off investing in a latte or cappuccino maker to satisfy your occasional cravings. Chances are, you may not crave them as often when you are having to make them yourself.

6.    Vow to pack your lunchmacbook-923616_1920

Do you typically order in or go out to eat on your lunch break? You would probably be shocked at how much you are spending in a year’s time. The solution? Vow to pack a simple and healthy lunch each day to take to work and skip the lunch outings. Talk about big savings!

Are you ready to start saving? You can’t lose with these money saving tips, and we are betting that the sacrifices will be well worth it when you hand over that down payment on the perfect home next year!


Are you looking to buy or sell a home here on the Emerald Coast? Melissa Clements is a seasoned real estate agent with years of experience in all areas of real estate. Contact her today and schedule a meeting – she is happy to answer your questions and help you with any real estate needs that you may have. Your journey to buying or selling a home can start today!